> For the complete documentation index, see [llms.txt](https://docs.plume.org/plume/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.plume.org/plume/tokens/usd-coin-usdc.md).

# USD Coin (USDC)

**USDC** is a **fully reserved digital dollar** issued by **Circle** and redeemable **1:1 for USD**. On **Plume**, native USDC brings trusted liquidity to the **Real-World Asset (RWA)** ecosystem, enabling instant settlement, lending, and payments in decentralized finance (DeFi) and RWAfi protocols.

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### **Overview**

* **Fiat-backed & transparent:** Every USDC is backed 100% by cash and short-term U.S. Treasuries, with monthly reserve attestations published by Circle.
* **Global & instant:** Operates 24/7 on blockchain networks, removing friction in international transfers.
* **Regulated & interoperable:** Issued by Circle under U.S. supervision and seamlessly transferable across supported chains via Circle’s CCTP (Cross-Chain Transfer Protocol).
* **On Plume:** USDC is available **natively** — not a bridged or wrapped asset — making it ideal for institutions and RWA finance applications.

### **Accessing USDC on Plume**

You can obtain or use native USDC on Plume in the following ways:

* 🏦 **Via Circle Mint:**\
  Businesses can mint and redeem USDC directly 1:1 for USD through Circle Mint, providing a secure institutional on/off-ramp.
* 🔄 **Migrate Bridged USDC (USDC.e):**\
  Older bridged USDC tokens (USDC.e) can now be migrated to **native USDC** for better liquidity and compliance.\
  [Follow the official Plume Migration Guide](https://www.circle.com/blog/plume-migration-guide)
* 💼 **Wallets & dApps:**\
  Native USDC appears simply as “USDC.” Bridged tokens are labeled “USDC.e” — make sure to use the native version for swaps, lending, or collateral.

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### **RWA Use Cases on Plume**

USDC powers the **RWA finance ecosystem** on Plume by serving as a stable, programmable currency for tokenized assets.

* Acts as **settlement currency** for tokenized treasury bills, corporate bonds, or real-estate tokens.
* Used as **collateral** in RWA lending protocols like Morpho and Nest.
* Enables **on-chain yield generation** tied to real-world financial instruments.
* Provides **instant and global settlement** for RWA trades and distributions.

### **Developer Quickstart**

Developers can seamlessly integrate and transfer **USDC** on Plume using **Circle’s SDKs and APIs**.\
The official guide includes setup instructions, balance queries, and sample transfer code to get started quickly.

{% embed url="<https://developers.circle.com/stablecoins/quickstart-setup-transfer-usdc-plume>" %}