# USD Coin (USDC)

**USDC** is a **fully reserved digital dollar** issued by **Circle** and redeemable **1:1 for USD**. On **Plume**, native USDC brings trusted liquidity to the **Real-World Asset (RWA)** ecosystem, enabling instant settlement, lending, and payments in decentralized finance (DeFi) and RWAfi protocols.

***

### **Overview**

* **Fiat-backed & transparent:** Every USDC is backed 100% by cash and short-term U.S. Treasuries, with monthly reserve attestations published by Circle.
* **Global & instant:** Operates 24/7 on blockchain networks, removing friction in international transfers.
* **Regulated & interoperable:** Issued by Circle under U.S. supervision and seamlessly transferable across supported chains via Circle’s CCTP (Cross-Chain Transfer Protocol).
* **On Plume:** USDC is available **natively** — not a bridged or wrapped asset — making it ideal for institutions and RWA finance applications.

### **Accessing USDC on Plume**

You can obtain or use native USDC on Plume in the following ways:

* 🏦 **Via Circle Mint:**\
  Businesses can mint and redeem USDC directly 1:1 for USD through Circle Mint, providing a secure institutional on/off-ramp.
* 🔄 **Migrate Bridged USDC (USDC.e):**\
  Older bridged USDC tokens (USDC.e) can now be migrated to **native USDC** for better liquidity and compliance.\
  [Follow the official Plume Migration Guide](https://www.circle.com/blog/plume-migration-guide)
* 💼 **Wallets & dApps:**\
  Native USDC appears simply as “USDC.” Bridged tokens are labeled “USDC.e” — make sure to use the native version for swaps, lending, or collateral.

***

### **RWA Use Cases on Plume**

USDC powers the **RWA finance ecosystem** on Plume by serving as a stable, programmable currency for tokenized assets.

* Acts as **settlement currency** for tokenized treasury bills, corporate bonds, or real-estate tokens.
* Used as **collateral** in RWA lending protocols like Morpho and Nest.
* Enables **on-chain yield generation** tied to real-world financial instruments.
* Provides **instant and global settlement** for RWA trades and distributions.

### **Developer Quickstart**

Developers can seamlessly integrate and transfer **USDC** on Plume using **Circle’s SDKs and APIs**.\
The official guide includes setup instructions, balance queries, and sample transfer code to get started quickly.

{% embed url="<https://developers.circle.com/stablecoins/quickstart-setup-transfer-usdc-plume>" %}


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.plume.org/plume/tokens/usd-coin-usdc.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.