USD Coin (USDC)
USDC is a fully reserved digital dollar issued by Circle and redeemable 1:1 for USD. On Plume, native USDC brings trusted liquidity to the Real-World Asset (RWA) ecosystem, enabling instant settlement, lending, and payments in decentralized finance (DeFi) and RWAfi protocols.
Overview
Fiat-backed & transparent: Every USDC is backed 100% by cash and short-term U.S. Treasuries, with monthly reserve attestations published by Circle.
Global & instant: Operates 24/7 on blockchain networks, removing friction in international transfers.
Regulated & interoperable: Issued by Circle under U.S. supervision and seamlessly transferable across supported chains via Circle’s CCTP (Cross-Chain Transfer Protocol).
On Plume: USDC is available natively — not a bridged or wrapped asset — making it ideal for institutions and RWA finance applications.
Accessing USDC on Plume
You can obtain or use native USDC on Plume in the following ways:
🏦 Via Circle Mint: Businesses can mint and redeem USDC directly 1:1 for USD through Circle Mint, providing a secure institutional on/off-ramp.
🔄 Migrate Bridged USDC (USDC.e): Older bridged USDC tokens (USDC.e) can now be migrated to native USDC for better liquidity and compliance. Follow the official Plume Migration Guide
💼 Wallets & dApps: Native USDC appears simply as “USDC.” Bridged tokens are labeled “USDC.e” — make sure to use the native version for swaps, lending, or collateral.
RWA Use Cases on Plume
USDC powers the RWA finance ecosystem on Plume by serving as a stable, programmable currency for tokenized assets.
Acts as settlement currency for tokenized treasury bills, corporate bonds, or real-estate tokens.
Used as collateral in RWA lending protocols like Morpho and Nest.
Enables on-chain yield generation tied to real-world financial instruments.
Provides instant and global settlement for RWA trades and distributions.
Developer Quickstart
Developers can seamlessly integrate and transfer USDC on Plume using Circle’s SDKs and APIs. The official guide includes setup instructions, balance queries, and sample transfer code to get started quickly.
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